Terms & Conditions
Last updated: August 24, 2026
Please read these Terms & Conditions carefully before using the Montana Mortgage Company website. By accessing or using this site, you agree to be bound by these terms. If you don’t agree, please don’t use the site.
Who We Are
Montana Mortgage Company (“we,” “us,” “our”) operates this website to provide information about our mortgage lending services to visitors in Missoula, MT and across Montana.
Use of This Website
This website is provided for informational purposes. You may use it to learn about our loan programs, request information, start a pre-qualification or application process, or contact us. You agree not to use this site in any way that violates applicable law, attempts to gain unauthorized access to our systems, or interferes with the site’s normal operation.
No Financial, Legal, or Tax Advice
The content on this website, including information about loan programs, eligibility guidelines, the loan process, and frequently asked questions, is provided for general educational purposes only. It is not individualized financial, legal, or tax advice, and it isn’t a substitute for a conversation with a Montana Mortgage Company loan officer about your specific situation. You should not rely solely on website content when making financial decisions.
Information Accuracy and Program Changes
We work to keep the information on this site accurate and current, but mortgage program details, including interest rates, credit score requirements, down payment minimums, loan limits, and eligibility criteria, change over time and can vary based on your individual circumstances, the specific lender or program guidelines in effect, and broader market and regulatory conditions. Nothing on this website should be treated as a guarantee of the terms, rates, or programs you’ll actually qualify for. Contact Montana Mortgage Company directly for current information specific to your situation.
Not a Commitment to Lend
Nothing on this website, including pre-qualification tools, informational content, or communications through our contact or application forms, constitutes a commitment to lend, a guarantee of loan approval, or a rate lock. Loan approval is subject to underwriting review, verification of your financial information, and the property and program requirements applicable to your loan.
Equal Housing Lender
Montana Mortgage Company is an equal housing lender. We do not discriminate on the basis of race, color, religion, sex, national origin, familial status, or disability, in accordance with the Fair Housing Act and other applicable fair lending laws.
Third-Party Links
This website may link to third-party websites, including government resources (such as VA.gov, HUD.gov, or state housing agency sites) and other external sources, for your convenience. We don’t control these third-party sites and aren’t responsible for their content, accuracy, or privacy practices. Linking to a third-party site doesn’t imply our endorsement of it.
Electronic Communications
If you submit information through this website, including contact forms, pre-qualification requests, or an online application, you consent to receive electronic communications from us related to your inquiry or application. If you proceed with a loan application, you may be asked to separately consent to conducting all or part of that transaction electronically, including electronic signatures, in accordance with applicable law.
Intellectual Property
The content on this website, including text, graphics, logos, and design, is owned by or licensed to Montana Mortgage Company and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use, but you may not reproduce, distribute, or otherwise use our content for commercial purposes without our permission.
Disclaimer of Warranties
This website and its content are provided “as is” without warranties of any kind, express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose. We don’t guarantee the website will be uninterrupted, error-free, or secure.
Limitation of Liability
To the fullest extent permitted by law, Montana Mortgage Company is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.
Governing Law
These terms are governed by the laws of the State of Montana, without regard to conflict of law principles.
Dispute Resolution
[NOT DRAFTED — see note above and at the end of this document. This section needs to be built with an attorney, not from a general template, particularly if MMC wants to include arbitration or a class action waiver.]
Changes to These Terms
We may update these terms from time to time. The “last updated” date at the top reflects the most recent revision. Continued use of the site after changes take effect means you accept the updated terms.
Contact Us
If you have questions about these Terms & Conditions, contact Montana Mortgage Company at